Home Ownership

Homeownership is an important goal for many Americans.



Individual Development Account (IDA)

Manage your debt and get a 5-to-1 match on your personal savings towards homeownership and secondary education. Polk CDC is one of the eight founding members of the Valley Individual Development Account (VIDA) collaborative, which has grown to include 42 community-based organizations throughout the State of Oregon. The VIDA program – administered through CASA of Oregon – matches $5 for every $1 of participant savings.

Individual Development Accounts (IDAs) alleviate poverty by helping low- and moderate-income individuals build assets that help stabilize their personal finances and provide a foundation for long-term planning and wealth-building. To find out more or to apply, please contact our Housing Program Manager at 503-831-3173 or email us at info@polkcdc.org

The IDA initiative is supported by funding from the Oregon IDA Tax Credit. The Oregon IDA Tax Credit allows you to support programs like ours and get a 75% credit back on your state tax return. For more information, go to  https://ida.neighborhoodpartnerships.org/