Homeownership is an important goal for many Americans. While it is not for everyone, owning a home can help you achieve financial security and an affordable home while building important personal and financial assets.

As a Regional Housing Center, Polk CDC is your “one-stop-shop” for homeownership information and support in Polk County. Whether you are a current or prospective Polk County homeowner, we might offer a variety of programs to help you achieve your dream of owning your own home.

Counseling/Foreclosure Preventions

Polk CDC offers free first-time homebuyer counseling to Polk County residents. For current Polk County homeowners, we also offer preliminary counseling for persons facing foreclosure or delinquency which includes referrals for loss mitigation services. For more information, please visit the Regional Housing Center section of the website, email us at info@polkcdc.org or call 503-831-3173 ext.308.

Classes For First Time Homeownership

Polk CDC works in collaboration with other local organizations that offer Financial Fitness and the ABC’s of Home buying classes in support of our First Time Home-Buyer Program. For more information, email us at info@polkcdc.org or call 503-831-3173 ext.308.

Other Programs

In addition to classes and counseling, Polk CDC provides programs that can help bring affordable homeownership within reach for low to moderate income Polk County residents.

These programs include:

Individual Development Accounts (IDA): The Valley Individual Development Account (VIDA) collaborative helps Polk CDC provide prospective homeowners with a 3-to-1 match on savings towards a down-payment. Learn more on the Regional Housing Center section of our site.

Home Repair Loans: Polk CDC’s Housing Rehabilitation Loan Program provides low-interest loans to help qualified homeowners in Polk County homeowners make necessary repairs and renovations. Learn more in the Home Improvement Loan Program section of the website.

Resource and Referral: Polk CDC can help connect you to other great government and non-profit programs for homeowners and homebuyers. Visit the Regional Housing Center section of the site for more information.