Housing Options
AddThis Social Bookmark Button
Print | Email

Homeownership

Homeownership is an important goal for many Americans. While it is not for everyone, owning a home can help you achieve high-quality, affordable housing while building important personal and financial assets.

250-woman-at-door.jpgAs a Regional Housing Center, Polk CDC is your “one-stop shop” for homeownership information and support in Polk County. Whether you are a current or prospective Polk County homeowner, we offer a variety of programs to help you achieve high-quality, affordable, and sustainable homeownership.

Counseling

Polk CDC offers free budget, credit, and homebuyer counseling to Polk County residents. For current Polk County homeowners, we also offer preliminary counseling for persons facing foreclosure or delinquency. For more information, please visit the Polk Regional Housing Center section of this site or contact Celina Davila, Housing Program Manager, at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or at 503-831-3173.

Classes

Polk CDC offers Financial Fitness and the ABC’s of Homebuying classes to help you improve your personal finances and navigate the homebuying process from start to finish. For more information, please visit the Programs and Workshops section of this site or contact Celina Davila, Housing Program Manager, at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or at 503-831-3173.

Other Programs

In addition to classes and counseling, Polk CDC has programs that can help bring affordable homeownership within reach for low and moderate income Polk County residents. These programs include:

  • Individual Development Accounts (IDAs): The Valley Individual Development Account (VIDA) collaborative helps Polk CDC provide prospective homeowners with a 3-to-1 match on savings towards a down-payment. Learn more on the VIDA section of our site.
  • Home Repair Loans: Polk CDC’s Housing Rehabilitation Loan Program provides low-interest loans to help low and moderate income Polk County homeowners make necessary repairs and renovations. Learn more in the Home/Commercial Improvements section of the site.
  • Resource and Referral: Polk CDC can help connect you to other great government and non-profit programs for homeowners and homebuyers. Visit the Regional Housing Center section of the site for more information.

See how Polk CDC has helped other Polk County residents purchase and maintain their homes in our Success Stories section.